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You'll find so many to pay for on this page, just a few be noticeable:

Sec. 107. Rise in Years to have Needed Delivery Day getting Mandatory Distributions: Under current law, as set in place by the SECURE Act of 2019, IRA owners are required to begin taking required minimum distributions at age 72. Section 107 of SECURE 2.0 Act will increase this amount in 2023 to age 73 and again in 10 years to age 75, allowing taxpayers to hold money in their retirement accounts for a longer period.

Sec. 115. Withdrawals for certain Crisis Expenses: Section 115 allows for an early distribution without being penalized once every calendar year up to $1,000 for the purpose of meeting unforeseeable or immediate financial needs relating to necessary personal or family emergency expenses.